Industries · Fintech

Software that moves money,
built like it matters.

Lending engines, bookkeeping portals, payment marketplaces — shipped in weeks, with the compliance conversation on day one instead of launch week. We ride on licensed rails, keep card data out of scope, and reconcile every cent.

Book a 30-min scoping call Get the free checklist
The fintech toolkit we ship with
Stripe & Stripe ConnectQuickBooks APIAppend-only ledgersKYC via processorAudit loggingDaily reconciliationRole-based portalsAES-256 at rest
Shipped in this lane

Real builds, live with users

Every one documented end-to-end — browse all case studies.

Fixed-scope sprint

The Fintech MVP Sprint

For teams shipping a product that moves, manages, or reports on money — marketplaces, client portals, lending workflows, finance ops tools.

4–6 wks
  • Payments architecture on Stripe / Stripe Connect
  • Append-only transaction ledger + reconciliation view
  • KYC & onboarding via processor-native flows
  • Role-based portal with locked-down finance roles
  • Audit log on every sensitive action
  • Launch QA: penny tests, refunds, webhook replay

Add-onsMulti-currency · invoicing · dispute workflows · accounting sync

Fixed scope · Fixed price
Demo every Friday

Scope it in one call
Free checklist · PDF

The Fintech MVP Launch Checklist

The 30 checks we run before any product that moves money goes live — compliance scoping, payments architecture, security, and the launch-day QA that catches the expensive mistakes. Two pages, zero fluff.

Instant download · No spam, ever

Questions

Asked before every fintech build

Usually not, if the architecture is right. Most MVPs ride on licensed rails — Stripe, Plaid, or a banking-as-a-service partner carries the regulated activity, and processor-native KYC covers onboarding. We scope which model fits on the first call, and flag early if your idea genuinely needs its own licensing path (that's a lawyer conversation, and better had before building).

We keep card data out of your stack entirely — hosted checkout or tokenized fields mean the serious PCI burden stays with the processor. Your product stores tokens and ledger entries, never raw card numbers.

The ones we shipped are in production: an equipment-finance DSCR engine, a QuickBooks-synced bookkeeping portal, payment marketplaces on Stripe Connect. Where a platform is the fastest safe path we use it; where custom code is warranted — heavy calculations, encryption requirements — we write it. The architecture decision is made per product, and we tell you why.

Also deep in HealthTech HR Tech
Next step

Moving money? Let's scope it.

Bring the idea — in 30 minutes we'll map the product, the compliance posture, and the stack, and you'll have a fixed-scope quote within 48 hours.

Book the scoping call or email connect@lowcodeflow.co